Health and Benefit Plan

Life Insurance

Basic Life: $25,000
AD&D: $25,000
Dependent Life: Please inquire
Spouse: $10,000
Child(ren): $5,000

Extended Health Care

  • 80% coverage of prescription drugs with 100% coverage of all other benefits. There is a $25 single, $50 family annual deductible.
    $25,000 / year max (Drugs)
  • All Other Health Care Services - 100%
  • Hospital - Semi-Private
  • Out of Country Coverage - 60 day maximum stay
    (31 days coverage for over 65 up to $25,000 maximum)
  • Eye Exams - $35 / 2 years (adults) and $35 / year (children under 18)
  • Ambulance - Air & Ground
  • Paramedical Services - $500/person/year/practitioner
    (Chiropractor, Massage Therapist, Speech Therapist, Psychologist, Physiotherapist, etc.)
  • Hearing Aids - $500 / 5 years
  • Private Duty Nursing - $10,000 / 2 years
  • Survivor Benefit - 12 months

Dental Care

  • Nil Deductible
  • Basic & preventative Services - 80%
    (includes "Endo" and "Perio")
  • Major Services - 50%
    (Crowns, Bridges & Dentures)
  • $1500 combined Basic & Major maximum / person / year
  • Recall Exams - once / 6 months

General Practitioners Fee Guide

  • Survivor Benefit - 12 months
  • Premiums
  • Single: $112.00 / month
  • Family: $260.00 / month
  • Life Benefits only: $25.00 / month


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